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7001 E Chauncey Ln, Phoenix, AZ, 85054

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Dealership Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun11:00 AM - 5:00 PM
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Service

What Does Liability Insurance Cover?

Car keys and a credit card on top of a liability insurance form

Phoenix drivers are required to have liability insurance on their vehicles when driving. If you’re not sure what the auto liability insurance definition is, or are wondering “What does liability insurance cover,” Volkswagen North Scottsdale can help. Liability insurance provides bodily injury and property damage coverage to other Scottsdale-area drivers in the event you cause an auto collision. So, what does liability coverage pay for? Review our guide below, and if you want more information, call the finance department at our dealership.



How Does Liability Insurance Work?

How does liability insurance work? Both bodily injury and property damage coverage of liability insurance have their own limits. While the state mandates what the minimum limits are, you can increase that amount depending on how much more you’re willing to pay for car insurance. If you’re curious about what liability coverage pays for, find out below:

Property Damage

  • Vehicle repair costs
  • Replacement parts
  • Any vehicle damages
  • General property damage (personal property, house, etc.)
  • Pets

Bodily Injury:

  • Long-term nursing care
  • Funeral expenses in the event of a fatal accident
  • Pain and suffering
  • Lost earnings of the other driver
  • Medical and hospital bills
  • Rehabilitation

Remember, coverage provided under liability insurance is for the victim of the auto collision and not for the driver who is at fault.

Liability Coverage Limits

You should periodically review your liability insurance coverage limit choices with your insurance agent in Cave Creek to determine what is best for you. The insurance limits can be either split or consolidated into a single limit with these differences:

  • With a single limit, there is no total limit per person. The lump-sum is spread across all those injured and all property damaged.
  • With a split insurance limit, you can choose individual maximums for bodily injury payments per person, for all people injured, and for all property damage.

Learn More About Liability Insurance Coverage From Volkswagen North Scottsdale

Now that you know the auto liability insurance definition and don’t need to ask, “What does liability insurance cover?” any longer, turn to Volkswagen North Scottsdale with any additional questions. Remember, when in the market for a new Volkswagen, or any other brand, take some time to consider all your financing and insurance options. Volkswagen North Scottsdale is at your service and just a short drive away from Paradise Valley. Contact us today.

Contact Us

(855) 332-2506

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7001 E Chauncey Ln • Phoenix, AZ 85054

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

Volkswagen North Scottsdale 33.6506072, -111.9297524.